Diane Plummer | Godfrey Real Estate, Alton Real Estate, Edwardsville Real Estate


A 'Sears Kit House' & Possibly the most Charming of all the Victorian & Country Cottages in the Village. Elsah's History goes back to the 1800's, and the charm of the Village is modern proof of its workmanship, & quiet lifestyle of yesteryear; yet in a slower paced, modern way. This 2 bedroom cottage boasts a Living Room w/Gas Fireplace & Slate Hearth, wood beamed ceiling, & fresh new paint. The NEW 8/2018 engineered Bamboo Hardwood Flooring is throughout the living area, hall, & both bedrooms. Absolutely gorgeous! The Kitchen is highlighted by the NEW Granite Counter Tops 8/2018, which compliment the stainless appliances, newly painted grey walls, & Historic Blue Wood Laminate flooring. Vinyl replacement double pane windows throughout & 8 X 13 Screened Side Porch. An Elsah picket fence & iron gate surrounds a nicely sized area for kids or pets...the West side of the lot follows the Creek with a setting, perfect for morning coffee or evening get togethers. Come join us for tea..

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4 Elmwood Drive, Belleville, IL 62220  

Residential
$59,900
Price
6
Total Rooms
2
Bedrooms
1
Baths
Don't let the appearance of this home fool you!!! It is over 1100 square feet, with 2 bedrooms, full dining room & living room. Nice updated kitchen with Stainless appliances and boasting a breakfast bar. Living Room has a wonderful wood burning fireplace and is open to dining area. Spacious bedroom and ample sized bath with full tub/shower. New Vanity & Stool. Lots of windows for plenty of light! The wonderful 8 X 28 attached, covered patio on West side of home is great for family get-togethers & bbq's. This home is nestled in the middle of a large surrounding yard, banked by rear trees to insure plenty of privacy. Located down the hill from street level. Priced to sell. Make an appointment to see this one!!!!


An open house represents a valuable opportunity for a home seller who wants to generate interest in his or her residence. This event enables homebuyers to get an up-close look at your house, and ultimately, may help homebuyers become comfortable with submitting an offer for your home. For home sellers, there are many great reasons to devote time and resources to get your residence ready for an open house, including: 1. An Open House Gives You a Chance to Make a Positive First Impression. Any home seller can showcase his or her residence online. Conversely, it takes a dedicated home seller to highlight the true value of his or her house to interested homebuyers as part of an open house. With an open house, you can boost your home's chances of making a positive first impression on homebuyers. Because homebuyers can browse your home with ease, they will be able to evaluate it in a no-pressure situation. Plus, if you employ a real estate agent, this professional will be available to provide homebuyers with additional details about your residence during an open house. Your real estate agent might even be able to offer information to homebuyers about your residence that they won't be able to find online as well. 2. You Can Choose the Date and Time of an Open House. Unlike a home showing, a home seller can select the date and time of an open house. This flexibility ensures a home seller can plan accordingly and guarantee his or her house is clean and neat when the big day arrives. In most cases, home sellers will host an open house on a Saturday or Sunday, and the event may take place over the course of an afternoon. Meanwhile, an open house might even feature fresh-baked cookies, coffee and tea and other assorted snacks and beverages that homebuyers can enjoy as they check out your residence. 3. You May Be Able to Convince a Homebuyer to Make an Offer. The odds that a homebuyer will submit an offer on your residence without an in-person evaluation of your house are slim. On the other hand, after a homebuyer walks around your residence and envisions what life might be like in your home, he or she may be convinced that your house is the perfect choice. Thus, he or she may make an offer on your residence, which means you can move one step closer to selling your house. When it comes to hosting an open house, you'll want to prepare as much as possible. And with a dedicated real estate agent at your side, you'll be able to receive expert tips to get ready for an open house. This real estate professional understands the importance of an open house, and as a result, will do everything he or she can to help your residence stand out to homebuyers, too. Prepare your residence for an open house, and you could improve your chances of generating significant interest in your residence among large groups of homebuyers.

2 Alma Street, Elsah, IL 62028  

Residential
$127,500
Price
7
Total Rooms
2
Bedrooms
1
Baths
Possibly the most Charming of all the Victorian & Country Cottages in the Village..... A 'Sears Kit House' - Elsah's History that goes back to the 1700's, and the charm of the Village is modern proof of its workmanship, & quiet lifestyle of yesteryear; yet in a slower paced, modern way. This 2 bedroom cottage boasts a Living Room with Gas Fireplace and fresh new paint. The NEW engineered Bamboo Hardwood Flooring is throughout the living area, hall, & both bedrooms. Absolutely gorgeous! The Kitchen is highlighted by the NEW Granite Counter Tops, which compliment the stainless appliances, newly painted grey walls, & Historic Blue Wood Laminate flooring. An Elsah picket fence & iron gate surrounds a nicely sized area for kids or pets...the West side of the lot follows the Creek with a setting, perfect for morning coffee or evening get togethers. Come join us for tea..


It can be difficult to find the extra savings to put towards your first home as a renter. With rent and utility prices rising, most people’s paychecks are leaving them with less and less savings at the end of the month.

Buying your first home, however, can be a great long-term financial decision. It will help you build equity, and, eventually, you’ll be able to use that equity toward another home or toward retiring.

In today’s post, we’ll talk about some of the ways to save for a down payment while renting an apartment.

How much to save

In order to make the most of your first home purchase, you’ll want to save up as much of a down payment as possible. This will help you receive the lowest interest rate and reduce the amount you’ll pay toward interest.

If you can manage to save 20% of the loan, you’ll also be able to waive private mortgage insurance (PMI), that would otherwise set you back around $100 per month or more.

Smart ways to save while renting

If you’re ready to get serious about saving for your first down payment, let’s talk about the best way to approach your savings plan.

Pay off small debts

If you’ve had that lingering credit card debt that you’ve never quite paid off, now is the time. Take a look at your current debts. Pay off the smaller balances first and focus on debt with the highest interest rate.

This will enable you to start making larger deposits toward your down payment savings sooner and can help you avoid needlessly paying interest on small loans and credit card debt.

Open a dedicated account or CD

The best way to make sure you contribute to your down payment savings plan is to open a savings account or take out a CD (certificate of deposit).

A savings account with a high-interest return is a good option for people who are worried that they may need to access their funds before they’re ready to buy a home.

If you’re comfortable with not being able to access your funds until a set date, then a CD could help you save more money.

Since CDs are a one-time payment, many people choose to combine both CDs and high-interest savings accounts to achieve their savings goals.

Regardless of which option you choose, be sure to shop around for the highest interest rate. Online banks tend to have higher rates than traditional banks and are also easy to sign up for.

Direct deposit a portion of your pay

Opening a bank account or CD won’t do you any good if you don’t commit to contributing to it. If you are paid via direct deposit, visit your HR office and ask them to reassign a portion of your weekly pay to your new account.

By following these tips, you’ll be able to better prepare for your down payment. Don’t  wait! The sooner you start saving, the sooner you’ll be able to purchase your first home.